George Winston supposed that, like an old fire horse, he had to respond to the bells. His wife and children still in Colorado, he was over Ohio now, sitting in the back of his Gulfstream, looking down at the crab-shape of city lights. Probably Cincinnati, though he hadn't asked the drivers about their route into Newark.

His motivation was partially personal. His own fortune had suffered badly in the events of the previous Friday, drawn down by hundreds of millions. The nature of the event, and the way his money was spread around various institutions, had guaranteed a huge loss, since he'd been vulnerable to every variety of programmed trading system. But it wasn't about money. Okay, he told himself, so I lost two hundred mill'. I have lots more where that came from. It was the damage to the entire system, and above all the damage done to the Columbus Group. His baby had taken a huge hit, and like a father returning to the side of his married daughter in time of crisis, he knew that it would always be his. I should have been there, Winston told himself. I could have seen it and stopped it. At least I could have protected my investors. The full effects weren't in yet, but it was so bad as to be almost beyond comprehension. Winston had to do something, had to offer his expertise and counsel. Those investors were still his people.

It was an easy ride into Newark. The Gulfstream touched down smoothly and taxied off to the general-aviation terminal, where a car was waiting, and one of his senior former employees. He wasn't wearing a tie, which was unusual for the Wharton School graduate.

Mark Gant hadn't slept in fifty hours, and he leaned against the car for stability because the very earth seemed to move under him, to the accompaniment of a headache best measured on the Richter Scale. For all that, he was glad to be here. If anyone could figure this mess out, it was his former boss. As soon as the private jet stopped, he walked over to stand at the foot of the stairs.

"How bad?" was the first thing George Winston said. There was warmth between the two men, but business came first.

"We don't know yet," Gant replied, leading him to the car.

"Don't know?" The explanation had to wait until they got inside. Gant handed over the first section of the Times without comment.

"Is this for real?" A speed-reader, Winston scanned across the opening two columns, turning back to page 21 to finish a story framed by lingerie ads.

Gant's next revelation was that the manager Raizo Yamata had left behind was gone. "He flew back to Japan Friday night. He said to urge Yamata-san to come to New York to help stabilize the situation. Or maybe he wanted to gut himself open in front of his boss. Who the fuck knows?"

"So who the hell's in charge, Mark?"