The headlights get closer, and before Irene can process what’s happening, four black SUVs pull into the driveway.

What must be ten people climb out of the cars and start up the steps. Irene’s instinct is to back up all the way to the far railing of the deck.

The first person to arrive at the top is a woman, red-haired, attractive. She flashes her badge and a piece of paper that could be a shopping list for all Irene can tell; she’d need her glasses to read it.

“Hello?” Irene says. “Can I help you?”

“I’m Agent Vasco, and as of right now, this villa, one Lovers Lane, is the property of the United States government.” She looks at Irene, not unkindly. “Mrs. Steele?”

Irene nods.

“Your husband, Russell Steele, bought this property as well as the property at thirty Church Street, Iowa City, Iowa, with illegally acquired funds. We’ve arrested Todd Croft and charged him with one hundred and seventeen counts of fraud, money-laundering, and tax evasion for a total of over three point five billion dollars. He named your husband, Russell Steele, as a coconspirator, and he has documentation to prove it. I’m afraid we have to seize both properties.”

“Wait,” Irene says. “You’re taking this house?”

“This house, yes,” Agent Vasco says. “And there are federal agents at your home in Iowa City right now.”

“But that’s my home,” Irene says. “I invested six years restoring it. I live there.”

“You may pack one suitcase of personal effects,” Agent Vasco says. “But I’m afraid you have to vacate the property.”

“But my boys,” Irene says. “My grandson.” Irene can’t think. Baker and Floyd are in Houston, but they’re on their way back. Cash is asleep upstairs.

“I’m sorry,” Agent Vasco says. “I’m afraid I’ll have to oversee your packing.”

“But I’ve done nothing wrong,” Irene says. “I met with Agent Beckett in Iowa City. I was very forthcoming. I told him everything I knew. I helped him.”

“I wish it were different,” Agent Vasco says. “But it’s not. This is no longer your property, I’m afraid.”

For one suspended moment, Irene mentally leaves the scene. She’s back on the unnamed beach, naked. She hears Russ say, The storm is coming. It will be a bad storm. Destructive.

This is the storm. It’s here. The villa. Her home in Iowa City. What is she going to do? Where is she going to go?

“Huck?” she cries out.

She sees him running up the villa stairs toward her.

“I’m here, AC,” he says. “I’m here.”

Acknowledgments

Every year for the past eight years, I have been lucky enough to spend five weeks on the island of St. John in the U.S. Virgin Islands. While I consider it a home away from home, it is not my main residence, nor do I own property there. It is for this reason that I am so grateful to and humbled by the people of St. John, all of whom have been so kind, welcoming, helpful, and supportive.