Credits cards I’d never seen in my life had been taken out in my name and they’d been maxed out. A student loan with a major bank I hadn’t even known existed had also been taken out, and that alone cost more than four semesters at Shepherd did.

I was in debt, to the tune of over a hundred thousand dollars when it was all said and done, and that wasn’t even including the debt I racked up on my own with the small student loans I’d taken out and the car loan I now wasn’t sure I could afford.

My stomach dipped and my chest seized every time I thought about how badly I was screwed, and it took everything in me to talk myself down from losing my shit. Credit and debt made or broke you in this world. I wouldn’t be able to get a loan if I needed one. Worse yet, even if I managed to scrape together the money to finish out college, any job I applied for could pull my credit and base their decision to hire me on what it showed.

On Thursday, after my last final, I’d suffered a minor breakdown, which involved a lot of tears, even more double fudge brownies, and maybe a little bit of rocking in the corner. I would’ve stayed in that corner for at least a month, but I refused, absolutely flat-out refused, to allow my life to get sucked away from me again.

Obviously, none of my friends knew what was going on or knew anything about me. Hell, they thought my mom was dead and Teresa thought I was from around the Shepherdstown area.

All lies.

And how could I tell Teresa, or worse yet, Brandon? Oh hey, I got to go home, and you know, commit an act of homicide and strangle my mother—yeah, the one you thought was dead, because I’m also a horrible liar—to death for dicking me over. Can we hang out at your place and have drinks when I get back? That convo was way too humiliating to even think about, because then I’d have to tell them about the drugs, the alcohol, the absolute fail at life, and then the weird separation between Mom and Dad, which really was just Dad freaking disappearing, and then that convo would ultimately lead to the grief and the fire that had destroyed my entire family and almost destroyed me.

I wasn’t going there.

So I told them I was spending the summer with extended family, and hopefully, they didn’t end up reading about me in the news after I murdered someone.

No one questioned those plans, because just last year I had pretended to go home over break when in reality I had checked into a hotel in Martinsburg, had splurged on room service . . . like a loser.

A total loser.

Anyway . . .

I was putting the Three F’s on hold and I was going home. And hopefully, praying to every god out there, Mom still had some of the money that had been awarded to her, and that money had been substantial. There was no way she could’ve blown through all of her money and mine. I just needed to get her to—I don’t know—get her to fix this somehow.