Chapters (56)
- Books by Rona Halsall
- Dedication
- Prologue
- Chapter One
- Chapter Two
- Three weeks later
- Chapter Three
- Chapter Four
- Chapter Five
- Chapter Six
- Chapter Seven
- Chapter Eight
- Chapter Nine
- Chapter Ten
- Chapter Eleven
- Chapter Twelve
- Chapter Thirteen
- Chapter Fourteen
- Chapter Fifteen
- Chapter Sixteen
- Chapter Seventeen
- Chapter Eighteen
- Chapter Nineteen
- Chapter Twenty
- Chapter Twenty-One
- Chapter Twenty-Two
- Chapter Twenty-Three
- Chapter Twenty-Four
- Chapter Twenty-Five
- Chapter Twenty-Six
- Chapter Twenty-Seven
- Chapter Twenty-Eight
- Chapter Twenty-Nine
- Chapter Thirty
- Chapter Thirty-One
- Chapter Thirty-Two
- Chapter Thirty-Three
- Chapter Thirty-Four
- Chapter Thirty-Five
- Chapter Thirty-Six
- Chapter Thirty-Seven
- Chapter Thirty-Eight
- Chapter Thirty-Nine
- Chapter Forty
- Ten days later
- Chapter Forty-One
- Seven months later
- Love You Gone
- Hear More from Rona
- A Letter from Rona
- Books by Rona Halsall
- Her Mother’s Lies
- The Honeymoon
- Keep You Safe
- Acknowledgements
- *
She blinked and read it again. No, no, that can’t be right. She slowed herself down, read the whole thing word for word a couple more times. There was no mistaking what it said. She swallowed, her heart galloping in her chest. The letter was from a firm of accountants. The investment company had gone into administration, and the nature of her investment meant it was outside the Financial Services Compensation Scheme. She could appeal, the letter said, but it was unlikely she would be getting any of her money back.
It’s gone. All of it.
She sank onto the chair, legs weak, and closed her eyes. She hadn’t understood that the investment was unprotected; had just seen the high interest rate and official-seeming website and had assumed it would be covered. Matt will be furious. Not only had she gone against his wishes, but she’d ignored all the warnings about investments. About risks and returns. Had thought she knew better, so desperate for some extra money to follow her own dreams that she’d taken a chance with their nest egg.
She heard the muffled sound of the back door opening and closing, Matt calling her name. Quickly, she fumbled the letter back into its envelope and stuffed it under a pile of documents where it wouldn’t be easily found. Her pulse raced, her head squeezed tight by the grip of dread. What am I going to do? I can’t tell him.
‘Sara?’ he called again.
‘Coming,’ she replied, her legs wobbly, as if they had a mind of their own, reluctant to take her downstairs, where trouble lay. They hadn’t a penny in savings and it was all her fault.
What if he asks about the money?
A bead of sweat worked its way down her back, panic tightening its grip. She’d seen how angry he was, how upset. Devastated by the loss of his job. Now this. She stood at the top of the stairs, unable to descend, her hand clasped to her forehead as she tried to work out what to do. She’d betrayed Matt’s trust, let him and her family down by putting herself first.
‘Sara?’ His voice had an edge of impatience now, and she stirred herself into action, her decision made. He couldn’t know. She wouldn’t tell him. Would stall if he asked. As she made her way slowly downstairs, she vowed to keep it to herself until she’d worked out how to put it right.