“I’ve never met him,” said Ross. “But I attended a lecture he gave at the London School of Economics, and I was mightily impressed. He’s Turkish, but was educated in Beirut. He came top in the entrance exam for Oxford, but they didn’t offer him a place.”

“Why?”

“It was assumed he must have cheated. After all, how could a boy called Hakim Bishara, the son of a Turkish carpet trader and a Syrian prostitute, possibly beat the cream of the English public school system? So he went to Yale instead, and after he’d graduated he won a scholarship to Harvard Business School, where he’s now a visiting professor.”

“So he’s an academic?”

“Far from it. Bishara practices what he preaches. When he was twenty-nine he mounted an audacious coup to take over the Beirut Commerce and Trading Bank. It’s now one of the most respected financial institutions in the Middle East.”

“So what’s he doing in England?”

“For some time now he’s been trying to get the Bank of England to grant him a licence to open a branch of BC and T in London, but so far they’ve always turned him down.”

“Why?”

“The Bank of England doesn’t have to give a reason, and don’t forget, its committee is made up of the same breed of chinless wonders who prevented Bishara from going to Oxford. But he’s not a man who gives up easily. I recently read in the Questor column of the Telegraph that he now intends to bypass the committee and take over an English bank. And what bank could be riper for takeover than Farthings?”

“It was staring me in the face, and I didn’t spot it,” said Seb.

“When you put two and two together, they usually make four,” said Ross. “But it still doesn’t make a lot of sense to me, because Bishara is happily married, a devout Muslim, who’s spent years building a reputation for scrupulous honesty and straight dealing, not unlike Cedric. So why would he be willing to deal with Sloane, who’s built a reputation for being unscrupulous and dishonest, and deals from the bottom of the pile?”

“There’s only one way I’m going to find out,” said Seb, “and that’s to meet him. Any ideas?”

“Not unless you’re a world-class backgammon player, because that’s his hobby.”

“I know what to do with a six and a one on the opening throw, but not much more.”

“Well, whenever he’s in London he plays regularly at the Clermont Club. He’s part of the ‘Clermont set’—Goldsmith, Aspinall, Lucan. Loners, like him, who don’t fit easily into London society. But don’t take him on, Seb, unless you want to lose the shirt off your back. Frankly, where Bishara’s concerned you don’t have a lot going for you.”