After this, there was a little commercial juggling, in the form of signing and countersigning, which, was quite beyond Charlotte's comprehension: which operation being completed, she was told that she was owner of five thousand pounds in Unitas Bank shares, and that the dividends accruing from time to time on those shares would be hers to dispose of as she pleased.

"The income arising from your capital will be more than you can spend so long as you remain under my roof," said Mr. Sheldon. "I should therefore strongly recommend you to invest your dividends as they arise, and thus increase your capital."

"You are so kind and thoughtful," murmured Charlotte; "I shall always be pleased to take your advice." She was strongly impressed by the kindness of the man her thoughts had wronged.

"How difficult it is to understand these reserved, matter-of-fact people!" she said to herself. Because my stepfather does not talk sentiment, I have fancied him hard and worldly; and yet he has proved himself as capable of doing a noble action as if he were the most poetical of mankind.

Mrs. Sheldon had been told that Charlotte was going into the City to choose a new watch, wherewith to replace the ill-used little Geneva toy that had been her delight as a schoolgirl; and as Charlotte brought home a neat little English-made chronometer from a renowned emporium on Ludgate-hill, the simple matron accepted this explanation in all good faith.

"I'm sure, Lotta, you must confess your stepfather is kindness itself in most matters," said Georgy, after an admiring examination of the new watch. "When I think how kindly he has taken this business about Mr. Hawkehurst, and how disinterested he has proved himself in his ideas about your marriage, I really am inclined to think him the best of men."

Georgy said this with an air of triumph. She could not forget that there were people in Barlingford who had said hard things about Philip Sheldon, and had prophesied unutterable miseries for herself and her daughter as the bitter consequence of the imprudence she had been guilty of in her second marriage.

"He has indeed been very good, mamma," Charlotte replied gravely, "and, believe me, I am truly grateful. He does not like fuss or sentiment; but I hope he knows that I appreciate his kindness."

Chapter VI - Riding the High Horse

*

Never, in his brightest dreams, had Valentine Hawkehurst imagined the stream of life so fair and sunny a river as it seemed to him now. Fortune had treated him so scurvily for seven-and-twenty years of his life, only to relent of a sudden and fling all her choicest gifts into his lap.