"Good," cried Mr. Sheldon, in the cheery, pleasant tone of an easy-going man of the world, who is not too worldly to perform a generous action once in a way. "All I ask is frankness. You and Charlotte have fallen in love with one another—why, I can't imagine, except on the hypothesis that a decent-looking young woman and a decent-looking young man can't meet half a dozen times without beginning to think of Gretna-green, or St. George's, Hanover-square. Of course a marriage with you, looked at from a common-sense point of view, would be about the worst thing that could happen to my wife's daughter. She's a very fine girl" (a man of the Sheldonian type would call Aphrodité herself a fine girl), "and might marry some awfully rich City swell with vineries and pineries and succession-houses at Tulse-hill or Highgate, if I chose to put her in the way of that sort of thing. But then, you see, the worst of it is, a man seldom comes to vineries and pineries at Tulse-hill till he is on the shady side of forty; and as I am not in favour of mercenary marriages, I don't care to force any of my City connection upon poor Lotta. In the neighbourhood of the Stock Exchange there is no sharper man of business than your humble servant; but I don't care to bring business habits to Bayswater. Long before Lotta left school, I had made up my mind never to come between her and her own inclination in the matrimonial line; therefore, if she truly and honestly loves you, and if you truly and honestly love her, I am not the man to forbid the bans."

"My dear Mr. Sheldon, how shall I ever thank you for this!" cried Valentine, surprised into a belief in the purity of the stockbroker's intentions.

"Don't be in a hurry," replied that gentleman coolly; "you haven't heard me out yet. Though I may consent to take the very opposite line of conduct which I might be expected to take as a man of the world, I am not going to allow you and Charlotte to make fools of yourselves. There must be no love-in-a-cottage business, no marrying on nothing a year, with the expectation that papa and mamma will make up the difference between that and a comfortable income. In plain English, if I consent to receive you as Charlotte's future husband, you and she must consent to wait until you can, to my entire satisfaction, prove yourself in a position to keep a wife." Valentine sighed doubtfully.

"I don't think either Miss Halliday or I are in an unreasonable hurry to begin life together," he said thoughtfully; "but there must be some fixed limit to our probation. I am afraid the waiting will be a very long business, if I am to obtain a position that will satisfy you before I ask my dear girl to share my fate."

"Are your prospects so very black?"