I lost no time in presenting myself at the house of business in Ferrygate, and after giving the servant George Sheldon's card, and announcing myself as concerned in a matter of business relating to the Haygarth family, I was at once ushered into a prim counting-house, where a dapper little old gentleman in spotless broadcloth, and a cambric cravat and shirt frill which were soft and snowy as the plumage of the swan, received me with old-fashioned courtesy. I was delighted to find him seventy-five years of age at the most moderate computation, and I should have been all the better pleased if he had been older. I very quickly discovered that in Mr. Judson the linen draper I had to deal with a very different person from the Rev. Jonah Goodge. He questioned me closely as to my motive in seeking information on the subject of the departed Haygarth, and I had some compunction in diplomatising with him as I had diplomatised with Mr. Goodge. To hoodwink the wary Jonah was a triumph—to deceive the confiding linen draper was a shame. However, as I have before set down, I suppose at the falsest I am not much farther from the truth than a barrister or a diplomatist. Mr. Judson accepted my account of myself in all simplicity, and seemed quite pleased to have an opportunity of talking about the deceased Haygarths.

"You are not concerned in the endeavour to assert Theodore Judson's claim to the late John Haygarth's property, eh?" the old man asked me presently, as if struck by a sudden misgiving.

I assured him that Mr. Theodore Judson's interests and mine were in no respect identical.

"I am glad of that," answered the draper; "not that I owe Theodore Judson a grudge, you must understand, though his principles and mine differ very widely. I have been told that he and his son hope to establish a claim to that Haygarth property; but they will never succeed, sir—they will never succeed. There was a young man who went to India in '41; a scamp and a vagabond, sir, who was always trying to borrow money in sums ranging from a hundred pounds, to set him up in business and render him a credit to his family, to a shilling for the payment of a night's lodging or the purchase of a dinner. But that young man was the great-grandson of Ruth Haygarth—the eldest surviving grandson of Ruth Haygarth's eldest son; and if that man is alive, he is rightful heir to John Haygarth's money. Whether he is alive or dead at this present moment is more than I can tell, since he has never been heard of in Ullerton since he left the town; but until Theodore Judson can obtain legal proof of that man's death he has no more chance of getting one sixpence of the Haygarth estate than I have of inheriting the crown of Great Britain."