Congdon turned his dry smile on Bell. "Mr. Bell, my raise was one hundred eighteen thousand eight hundred dollars."

Bell smiled back, concealing the thought that merely to call would put a deep dent in his personal fortune. To raise would deepen it dangerously.

Judge James Congdon was one of the richest men in America. If Bell did raise, there was nothing to stop the man from raising him back and wiping him out.

Chapter 17.

"MR. PAYNE," ASKED ISAAC BELL. "HOW MUCH MONEY IS IN the pot?"

"Well, let me see ... The pot now contains two hundred thirty-seven thousand six hundred dollars."

Bell mentally counted steelworkers. Four hundred men together could earn that pot in a good year. Ten men, if they were fortunate enough to survive long working lives uninterrupted by injury and lay-off, might together earn that amount between boyhood and old age.

Congdon asked innocently, "Mr. Payne, what will the pot contain if Mr. Bell continues to believe that his two-card draw improved him sufficiently to call?"

"Umm, the pot would contain four hundred seventy-five thousand two hundred dollars."

"Nearly half a million dollars," said the judge. "This is turning into real money."

Bell decided that Congdon was talking too much. The hard old steel baron actually sounded nervous. Like a man holding a straight, which, in pat-hand terms, was at the bottom of the barrel. "May I presume, sir, that you will accept my check on the American States Bank of Boston?"

"Of course, son. We're all gentlemen here."

"I call, and I raise four hundred seventy-five thousand two hundred dollars."

"I'm skunked," said Congdon, throwing his cards on the table.

Kincaid smiled, obviously relieved that Congdon was out of the hand.

"How many cards did you take, Mr. Bell?"

"Two."

Kincaid stared for a long time at the cards Bell cupped in his hand. When Bell looked up, he let his mind stray, which made it easier to appear unconcerned whether Kincaid called or folded.

The Pullman car was swaying due to an increase in speed. The muffling effect of the rugs and furniture in the palatial stateroom tended to mask the fact that they had accelerated to eighty miles an hour on the flats of Wyoming's Great Divide Basin. Bell knew this arid, windblown high country well, having spent months on horseback tracking the Wild Bunch.

Kincaid's fingers strayed toward the vest pocket where he kept his calling cards. The man had large hands, Bell noticed. And powerful wrists.

"That is a lot of money," the Senator said.

"A lot for a public servant," Congdon agreed. Annoyed that he had been forced out of the hand, he added another unpleasant reference to the Senator's railroad stocks. "Even one with 'interests' on the side."

Payne repeated Congdon's estimate. "Nearly half a million dollars."

"Serious money in these days of panic, with the markets falling," Congdon added.

"Mr. Bell," asked Kincaid, "what does a detective hanging off the side of a train do when a criminal starts hammering on his fingers?"