The lobby was furnished with suites of chairs and couches arranged on oriental carpets. Parchment- and glass-shaded electric lamps cast a warm glow, which was reflected and multiplied in gilt mirrors. The air smelled sweetly of sawn wood and fresh paint. Eighteen months after the fires ignited by the Great Earthquake had gutted its interior, San Francisco's newest and grandest hotel was open for business with four hundred eighty rooms, and a new wing planned for the following spring. It had instantly become the most popular hotel in the city. Most of the chairs and couches were occupied by paying guests reading newspapers. The headlines blared the latest rumors about the labor agitators and foreign radicals who had ditched the Coast Line Limited.

Marion swept into the lobby first, so excited to see Isaac that she was oblivious to the open stares of admiration she drew from various gentlemen as they watched her pace before the clock. She wore her straw-blond hair high on her head, a fashionable style that drew attention to her long, graceful neck and the beauty of her face. Her waist was narrow, her hands delicate, and, judging how she seemed to flow across the carpet, the legs beneath her full skirt were long.

Her coral-sea green eyes flashed toward the clock as the minute hand inched upright and the Great Magneta struck three mighty gongs that resounded so much like the bells of a cathedral that they seemed to shake the walls.

One minute later, Isaac strode into the lobby, tall and ruggedly handsome in a cream-colored woolen sack suit, crisp blue fold-collar shirt, and the gold-striped necktie she had given him that matched his flaxen hair and mustache. She was so delighted by the sight of him that all she could think to say was, "I've never seen you late before."

Isaac smiled back as he opened his gold pocket watch. "The Great Magneta is sixty seconds fast." He let his eyes roam over her, saying, "And I've never seen you prettier." Then he swept her into his arms and kissed her.

He guided her to a pair of chairs where he could watch the entire lobby with the aid of several mirrors, and they ordered tea with lemon cake from a waiter in a tailcoat.

"What are you looking at?" Bell asked. She was staring at him with a soft smile on her beautiful face.

"You turned my life upside down."

"That was the earthquake," he teased her.

"Before the earthquake. The earthquake was only an interruption."

Ladies Marion Morgan's age were supposed to have married years before, but she was a levelheaded woman who enjoyed her independence. At thirty, with years of experience supporting herself working as a senior secretary in the banking business, she had lived on her own since graduating with her law degree from Stanford University. The handsome, wealthy suitors who had begged for her hand in marriage had all been disappointed. Perhaps it was the air of San Francisco, so filled with endless possibilities, that gave her courage. Perhaps it was her education by handpicked tutors and her loving father after her mother died. Perhaps it was living in modern times, the excitement of being alive in the bold first years of the new century. But something had filled her with confidence and a rare ability to take real pleasure in the circumstance of being alone.