She drops her face into her hands. How can Huck be thinking about coffee? Irene’s life is…over. This time yesterday she’d been steady and stable, which was no small feat considering only a little over a month has passed since her husband, Russell Steele, was killed in a helicopter crash and Irene, who’d believed Russ was in Florida playing golf and schmoozing with clients, discovered that Russ had a secret life down here in the Virgin Islands complete with mistress, love child, and a fifteen-million-dollar villa. Irene handled that news pretty damn well, if she does say so herself. Another woman might have had a nervous breakdown. Another woman might have set the villa on fire or taken out a full-page ad in the local paper (in Irene’s case, the Iowa City Press-Citizen) announcing her husband’s treachery. But Irene adapted to the shocking circumstances. She found that she liked the Virgin Islands so much that she’s returned here to live—maybe not forever, but for a little while, so she can catch her breath and regroup. Just yesterday she was looking around Russ’s villa, thinking how she would redecorate it, how she might turn it into an inn for women like herself who had survived cataclysmic life changes.

Just last night, Irene felt like a teenager falling in love for the first time because, in a plot twist that happens only in novels and romantic comedies, Irene has developed feelings for Huck Powers, the stepfather of Russ’s mistress. The universe did Irene “a solid” (as Cash and Baker would say) when she met Huck. He’s an irresistible mix of gruff fisherman, devoted grandpa, and teddy bear. What would Irene’s situation look like if she hadn’t become friends with Huck? She can’t imagine.

But entertaining notions of a love life is a luxury she can no longer afford. Last night, FBI agents seized Russ’s villa. It’s now the property of the U.S. government.

If Irene was painfully honest with herself, she would admit that, once she got down here, she’d realized there was no way the business Russ had been involved in was aboveboard. From the minute Irene set eyes on it, the villa had a bit of a magic-carpet feel: Was it real? Would it fly?