"I once heard you say, I believe, in a sermon, that the Christian religion is a leaven. It is the leaven that softens and ameliorates the hard conditions of life, that makes our relations with our fellow-men bearable. But life is a contest, it is war. It always has been, and always will be. Business is war, commerce is war, both among nations and individuals. You cannot get around it. If a man does not exterminate his rivals they will exterminate him. In other days churches were built and endowed with the spoils of war, and did not disdain the money. To-day they cheerfully accept the support and gifts of business men. I do not accuse them of hypocrisy. It is a recognition on their part that business men, in spite of hard facts, are not unmindful of the spiritual side of life, and are not deaf to the injunction to help others. And when, let me ask you, could you find in the world's history more splendid charities than are around us to-day? Institutions endowed for medical research, for the conquest of deadly diseases? libraries, hospitals, schools—men giving their fortunes for these things, the fruits of a life's work so laboriously acquired? Who can say that the modern capitalist is not liberal, is not a public benefactor?

"I dislike being personal, but you have forced it upon me. I dislike to refer to what I have already done in the matter of charities, but I hinted to you awhile ago of a project I have conceived and almost perfected of gifts on a much larger scale than I have ever attempted." The financier stared at him meaningly. "And I had you in mind as one of the three men whom I should consult, whom I should associate with myself in the matter. We cannot change human nature, but we can better conditions by wise giving. I do not refer now to the settle ment house, which I am ready to help make and maintain as the best in the country, but I have in mind a system to be carried out with the consent and aid of the municipal government, of play-grounds, baths, parks, places of recreation, and hospitals, for the benefit of the people, which will put our city in the very forefront of progress. And I believe, as a practical man, I can convince you that the betterment which you and I so earnestly desire can be brought about in no other way. Agitation can only result in anarchy and misery for all."

Hodder's wrath, as he rose from his chair, was of the sort that appears incredibly to add to the physical stature,—the bewildering spiritual wrath which is rare indeed, and carries all before it.