“There’s no great harm in that, Susanna.”

“I don’t suppose there’s any harm in it. It’s not wicked. It’s not wicked to eat gravy with your knife.”

“And does old Mr Rubb do that?”

“Always. We used to laugh at him, because he is so clever at it. He never spills any; and his knife seems to be quite as good as a spoon. But this Mr Rubb doesn’t do things of that sort.”

“He’s younger, my dear.”

“But being younger doesn’t make people more ladylike of itself.”

“I did not know that Mr Rubb was exactly ladylike.”

“That’s taking me up unfairly; isn’t it, aunt? You know what I meant; and only fancy that the man should go out and buy me a work-box. That’s more than old Mr Rubb ever did for any of us, since the first day he knew us. And, then, didn’t you think that young Mr Rubb is a handsome man, aunt?”

“He’s all very well, my dear.”

“Oh; I think he is downright handsome; I do, indeed. Miss Dumpus,—that’s Mrs Crammer’s sister,—told us the other day, that I was wrong to talk about a man being handsome; but that must be nonsense, aunt?”

“I don’t see that at all, my dear. If she told you so, you ought to believe that it is not nonsense.”

“Come, aunt; you don’t mean to tell me that you would believe all that Miss Dumpus says. Miss Dumpus says that girls should never laugh above their breath when they are more than fourteen years old. How can you make a change in your laughing just when you come to be fourteen? And why shouldn’t you say a man’s handsome, if he is handsome?”

“You’d better go to bed, Susanna.”

“That won’t make Mr Rubb ugly. I wish you had asked him to come and dine here on Sunday, so that we might have seen whether he eats his gravy with his knife. I looked very hard to see whether he’d catch his crumbs in his handkerchief.”

Then Susanna went to her bed, and Miss Mackenzie was left alone to think over the perfections and imperfections of Mr Samuel Rubb, junior.

From that time up to Christmas she saw no more of Mr Rubb; but she heard from him twice. His letters, however, had reference solely to business, and were not of a nature to produce either anger or admiration. She had also heard more than once from her lawyer; and a question had arisen as to which she was called upon to trust to her own judgment for a decision. Messrs Rubb and Mackenzie had wanted the money at once, whereas the papers for the mortgage were not ready. Would Miss Mackenzie allow Messrs Rubb and Mackenzie to have the money under these circumstances? To this inquiry from her lawyer she made a rejoinder asking for advice. Her lawyer told her that he could not recommend her, in the ordinary way of business, to make any advance of money without positive security; but, as this was a matter between friends and near relatives, she might perhaps be willing to do it; and he added that, as far as his own opinion went, he did not think that there would be any great risk. But then it all depended on this:—did she want to oblige her friends and near relatives? In answer to this question she told herself that she certainly did wish to do so; and she declared,—also to herself,—that she was willing to advance the money to her brother, even though there might be some risk. The upshot of all this was that Messrs Rubb and Mackenzie got the money some time in October, but that the mortgage was not completed when Christmas came. It was on this matter that Mr Rubb, junior, had written to Miss Mackenzie, and his letter had been of a nature to give her a feeling of perfect security in the transaction. With her brother she had had no further correspondence; but this did not surprise her, as her brother was a man much less facile in his modes of expression than his younger partner.