Mac hesitated. I could hear him grope with the request, trying to figure out what was going on and what he could say without jeopardizing my situation, whatever that might be. He knew me well enough to realize I wouldn't make such a call without a good reason. "Is this regarding an automobile accident?" he asked cautiously.

"Well, no. I, uhm, might be driving a friend's car and he doesn't like the idea unless he knows I'm covered." Raymond's face was six inches away from mine. I could smell his after-shave and feel the warm, slightly adenoidal character of his breath.

"I can understand that. Is your friend there now?" Mac asked.

"That's right."

"Do you have the policy number handy?"

"Uh, no. But the agent is Con Dolan."

Raymond drew back and reached for a piece of paper, scratching out a note. "Ask about collision." I hate it when people coach me when I'm on the phone. He pointed significantly. I waved at him with irritation.

"Uh, it's really the collision I need to know about," I amended.

Another awkward pause. I smiled at Raymond wanly while Mac cleared his throat. "I tell you what I'll do, Miss..."

"Moore."

"Yes, all right. Why don't I see if I can get in touch with Mr. Dolan. He's no longer with the company, but I'm sure he's still in town. I can check our files for the coverage and get back to you. Is there a number where you can be reached this afternoon?"

Raymond pulled his head back and put a finger to his lips.

I said, "Not really. I'm staying with this guy in Los Angeles, but I'm not sure how long I'll be here. I could call again later if you'll tell me what time."

"Try five this afternoon. I should have the information by then."

"Thanks. I'd appreciate it." I handed Raymond the receiver and he hung it up.

"What'd he say?"

"He's going to check. I'm supposed to call him back this afternoon at five."

"But as far as you know the insurance is in effect."

"I told you it was."

Raymond and Luis exchanged a look. Raymond looked over his shoulder at Bibianna, still intent on her game of solitaire. "Get your jacket. We're going out." And then to me. "You need a jacket? She'll give you one."

"What's happening?"

"We're going on a drive-down."

"Whatever that is," I said.