I’ve only met him a few times, and I’ve always felt slightly uneasy around him. For a start, he’s got such a scary reputation. Everyone talks all the time about what a genius he is, even Philip, my boss. He started Brandon Communications from nothing, and now it’s the biggest financial PR company in London. A few months ago he was listed in The Mail as one of the cleverest entrepreneurs of his generation. It said his IQ was phenomenally high and he had a photographic memory.

But it’s not just that. It’s that he always seems to have a frown on his face when he’s talking to me. It’ll probably turn out that the famous Luke Brandon is not only a complete genius but he can read minds, too. He knows that when I’m staring up at some boring graph, nodding intelligently, I’m really thinking about a gorgeous black top I saw in Joseph and whether I can afford the trousers as well.

“You know Alicia, don’t you?” Luke is saying, and he gestures to the immaculate blond girl beside him.

I don’t know Alicia, as it happens. But I don’t need to. They’re all the same, the girls at Brandon C, as they call it. They’re well dressed, well spoken, are married to bankers, and have zero sense of humor. Alicia falls into the identikit pattern exactly, with her baby-blue suit, silk Hermès scarf, and matching baby-blue shoes, which I’ve seen in Russell and Bromley, and they cost an absolute fortune. (I bet she’s got the bag as well.) She’s also got a suntan, which must mean she’s just come back from Mauritius or somewhere, and suddenly I feel a bit pale and weedy in comparison.

“Rebecca,” she says coolly, grasping my hand. “You’re on Successful Saving, aren’t you?”

“That’s right,” I say, equally coolly.

“It’s very good of you to come today,” says Alicia. “I know you journalists are terribly busy.”

“No problem,” I say. “We like to attend as many press conferences as we can. Keep up with industry events.” I feel pleased with my response. I’m almost fooling myself.

Alicia nods seriously, as though everything I say is incredibly important to her.

“So, tell me, Rebecca. What do you think about today’s news?” She gestures to the FT under my arm. “Quite a surprise, didn’t you think?”

Oh God. What’s she talking about?

“It’s certainly interesting,” I say, still smiling, playing for time. I glance around the room for a clue, but there’s nothing. What’s she talking about? Have interest rates gone up or something?

“I have to say, I think it’s bad news for the industry,” says Alicia earnestly. “But of course, you must have your own views.”

She’s looking at me, waiting for an answer. I can feel my cheeks flaming bright red. How can I get out of this? After this, I promise myself, I’m going to read the papers every day. I’m never going to be caught out like this again.