Ruskin checked a schedule and saw that his cleverly disguised mode of secret travel was on board the San Gabriel, a Southern Pacific Railroad ferry built to haul freight trains as well as passengers. She was a classic ferry, double-ended, her stern and bow surmounted with a pilothouse on each end. She was propelled with side paddle wheels powered by two walking-beam steam engines, each with its own smokestack. Ferries carrying trains had parallel tracks on the main deck for the freight cars, while the cabin deck housed the passengers. The San Gabriel was two hundred ninety-eight feet long, seventy-eight feet wide, and could carry five hundred passengers and twenty railroad cars.

The San Gabriel was to arrive at the Townsend and Third Streets Southern Pacific terminus, where the passengers would disembark. Then it would move on to Pier 32

at Townsend and King Streets, where its cargo of railroad cars would be taken to the city railyard between Third and Seventh Streets. There, the O’Brian Furniture Company car would be switched to the siding of a warehouse the bandit owned in the city’s industrial section.

Ruskin had ridden on the San Gabriel many times on his trips across the bay and looked forward to returning home after his venture in Salt Lake City. A great whoop echoed around the Mole from the boat’s steam whistle as it announced her departure. She began to tremble when the tall walking-beam engines turned the big twenty-seven-foot paddle wheels that churned the water. Soon the boat was riding the glass-smooth bay toward San Francisco, no more than twenty minutes away.

Ruskin quickly finished dressing in an exactingly tailored conservative black business suit. A small yellow rose went in the buttonhole. He sat a derby hat on his head at a rakish angle and pulled a pair of suede gloves over his hands. He picked up his cane.

Then he bent down and gripped the handle to the trapdoor in the floor of the freight car and swung it open. He dropped a large, heavy suitcase through the opening. Then he slowly lowered himself to the deck between the rails, careful not to soil his clothes. Hunched down under the car, he made certain none of the crew were within view as he moved away and straightened up.

Ruskin was headed up a stairway to the cabin deck where the passengers rode when, halfway up, he met a crewman coming down. The crewman stopped and nodded at him, a serious expression on his face.

“Are you aware, sir, that passengers are not allowed on the main deck?”

“Yes, I’m aware.” The bandit smiled. “I realized my mistake, and, as you see, I was turning around to return to the cabin deck.”

“Sorry to have troubled you, sir.”

“Not at all. It’s your duty.”